# Connect Your PSP

## **Connect Your PSP Model**

In the Connect Your PSP (Payment Service Provider) model, you connect your own payment provider, such as Stripe,Adyen,PayPal or other supported gateways directly to Zotlo.

In this setup:

* **You remain the legal seller of record**
* You receive customer payments **directly into your PSP account**
* Zotlo provides the **checkout, quiz funnels, subscription engine, billing logic, retries, dunning, discounts, analytics**, and all operational tooling around the transaction
* Taxes, compliance, invoicing and risk management remain **your responsibility** (not Zotlo’s)

This gives you full ownership over your financial operations, while still benefiting from Zotlo’s subscription and sales infrastructure.

## **Why Use Your Own PSP?**

#### ⭐ **Full control over payments**

You have direct access to your payment provider, merchant dashboard, settlement reports, and transaction details.

#### ⭐ **Funds settle directly to your bank**

Payments go from the customer → PSP → your bank account.\
Zotlo does not hold or intermediate these funds.

#### ⭐ **Use your existing PSP contracts**

If you already have negotiated rates, fraud tools, local acquiring setups or existing merchant IDs, you can continue using them.

#### ⭐ **Flexible payment orchestration**

You can integrate PSPs that match your needs — global, regional, high-risk compatible, low-fee, local acquiring, etc.

## **How It Works?**

1. Connect your PSP credentials inside Zotlo
2. Zotlo routes all charges through **your PSP account**
3. Zotlo manages:
   * Sales Interfaces
   * Subscription lifecycle
   * Renewals & retries
   * Dunning flows
   * Discounts & coupons
   * Analytics & dashboards
4. Your PSP processes the payment and settles it directly to you
5. Zotlo issues **commission invoices** for the services you use

## **What Stays with You**

In the PSP model, you retain responsibility for:

* Tax registration & tax remittance
* Chargeback handling via your PSP
* Compliance with card scheme and regional regulations
* Fraud strategy (or your PSP’s fraud tools)
* Customer billing identity (you are the seller of record)

This gives you full ownership and flexibility, but also requires operational readiness.