# Connect Your PSP

## **Connect Your PSP Model**

In the Connect Your PSP (Payment Service Provider) model, you connect your own payment provider, such as Stripe,Adyen,PayPal or other supported gateways directly to Zotlo.

In this setup:

* **You remain the legal seller of record**
* You receive customer payments **directly into your PSP account**
* Zotlo provides the **checkout, quiz funnels, subscription engine, billing logic, retries, dunning, discounts, analytics**, and all operational tooling around the transaction
* Taxes, compliance, invoicing and risk management remain **your responsibility** (not Zotlo’s)

This gives you full ownership over your financial operations, while still benefiting from Zotlo’s subscription and sales infrastructure.

## **Why Use Your Own PSP?**

#### ⭐ **Full control over payments**

You have direct access to your payment provider, merchant dashboard, settlement reports, and transaction details.

#### ⭐ **Funds settle directly to your bank**

Payments go from the customer → PSP → your bank account.\
Zotlo does not hold or intermediate these funds.

#### ⭐ **Use your existing PSP contracts**

If you already have negotiated rates, fraud tools, local acquiring setups or existing merchant IDs, you can continue using them.

#### ⭐ **Flexible payment orchestration**

You can integrate PSPs that match your needs — global, regional, high-risk compatible, low-fee, local acquiring, etc.

## **How It Works?**

1. Connect your PSP credentials inside Zotlo
2. Zotlo routes all charges through **your PSP account**
3. Zotlo manages:
   * Sales Interfaces
   * Subscription lifecycle
   * Renewals & retries
   * Dunning flows
   * Discounts & coupons
   * Analytics & dashboards
4. Your PSP processes the payment and settles it directly to you
5. Zotlo issues **commission invoices** for the services you use

## **What Stays with You**

In the PSP model, you retain responsibility for:

* Tax registration & tax remittance
* Chargeback handling via your PSP
* Compliance with card scheme and regional regulations
* Fraud strategy (or your PSP’s fraud tools)
* Customer billing identity (you are the seller of record)

This gives you full ownership and flexibility, but also requires operational readiness.


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.zotlo.com/welcome/connect-your-psp.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.