> For the complete documentation index, see [llms.txt](https://docs.zotlo.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.zotlo.com/welcome/zotlo-additional-fees.md).

# Zotlo Additional Fees

These fees only apply when the related event occurs on your account — they do not affect your standard commission rate. This page is referenced from your Zotlo Merchant Agreement and reflects the fees currently in effect. Rates on this page may be updated from time to time; the version in effect at the time of a transaction applies to that transaction.

*Last updated: September 1, 2026*

<table><thead><tr><th width="223.44140625">Fee</th><th width="266.13671875">When it applies</th><th>Amount</th></tr></thead><tbody><tr><td>Chargeback Fee</td><td>Applies when a payment is disputed by the cardholder and a chargeback is received.</td><td>$20 / chargeback</td></tr><tr><td>Early Fraud Warning Fee</td><td>Applies based on your account's fraud rate for eligible transactions.</td><td><ul><li>Up to 0.5% or under 100 transactions -> <strong>No fee</strong></li><li>0.5% – 1%  -> <strong>$5/ warning</strong></li><li>1% - 5% -> <strong>$10/ warning</strong></li><li>Above 1,5% -> <strong>$20/ warning</strong><br></li></ul></td></tr><tr><td>Currency Conversion Fee</td><td>Applies when a payment is settled in a currency different from your payout currency.</td><td>No fee</td></tr><tr><td>Early Payout Fee</td><td>Applies when you withdraw your balance before the standard payout cycle (every 15 days).</td><td>No fee</td></tr></tbody></table>