> For the complete documentation index, see [llms.txt](https://docs.zotlo.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.zotlo.com/welcome/zotlo-fees.md).

# Zotlo Fees

This page describes Zotlo's standard commission rates for both monetization models. It is referenced from your Zotlo Merchant Agreement and reflects the rates currently in effect. Rates on this page may be updated from time to time; the version in effect at the time of a transaction applies to that transaction.

*Last updated: September 1, 2026*

### Zotlo Merchant of Record (MoR) and Reseller

Applies when Zotlo processes the payment, handles invoicing, tax, subscription management and monetization operations on your behalf.

| Payment Method | Rate (per successful payment) |
| -------------- | ----------------------------- |
| Credit Card    | 4.50% + $0.40                 |
| PayPal         | 4.50% + $0.40                 |
| Apple Pay      | 4.50% + $0.40                 |
| Google Pay     | 4.50% + $0.40                 |
| Pix            | 4.50% + $0.40                 |

{% hint style="success" %}
 *One standard rate across eligible card types (e.g. domestic, international), no additional card-type surcharges.*
{% endhint %}

### Zotlo Checkout Enablement (Self-Service) Model

Applies when you use your own payment provider while using Zotlo's monetization tools.

| Payment Provider | Rate (per successful payment) |
| ---------------- | ----------------------------- |
| Stripe           | 1.50%                         |

>